More recently, it was possible to pay with bank cards only in large retail outlets. Now you can pay for a purchase, service or top up your balance anywhere - just have a bank card, iPay mini-terminal, mobile phone or laptop with you.
MTS, together with PrivatBank, began to promote a new technology to the market - the iPay mini-terminal, which allows money transfers using a mobile or computer. Moreover, this technology works in the networks of any cellular operator.
The iPay mini-terminal is a small device in a plastic case, 1.5 x 1.5 cm in size. It is equipped with a special chip that reads data from the magnetic tape of plastic cards VISA or MasterCard.
iPay plugs into the headphone jack on a computer, laptop, tablet or smartphone that has a macOS, Windows or Android operating system. The retail price of this device, sold in the MTS chain of stores or in the Ozone.ru online store, is 150 rubles. Moreover, 100 rubles are returned to the client's account immediately after the first transaction.
The iPay technology is activated using a special application of the same name, which can be obtained free of charge in Google Play, App Store or on the PrivatBank website. The commission for making payments through the iPay terminal is 1.5% for PrivatBank cards. When paying by cards of other Russian or foreign banks, 2, 7% is charged. The customer can, at his option, transfer the proceeds received from the sale of services or goods to the card or his current account.
Such technology will help out those who do not have cash with them at the time of making a purchase. It will also be useful to everyone who works in the field of service and trade - entrepreneurs of small and medium-sized businesses, taxi drivers, insurance agents or owners of online stores. Thanks to iPay, settlements can be made anywhere and at a convenient time, which will undoubtedly be beneficial to everyone - both customers and entrepreneurs.
