The telephone is not a luxury, but a necessary means of communication. If you are limited in money, the most optimal way to buy a mobile phone would be to purchase it on credit.
Necessary
- - access to the Internet;
- - the passport;
- - pension insurance card;
- - income statement.
Instructions
Step 1
Today, bank lending is a fairly popular way to buy a mobile phone. In order to take a phone on credit from a bank, you must first choose a bank and select the optimal lending program. Most banks have websites on the Internet and representative offices in almost all cities of Russia.
Step 2
You can familiarize yourself with the offered credit programs on the bank's web page without leaving your home. There you can also find the contacts of the nearest branch of the bank you like. Choose several programs, because it is quite possible that upon closer acquaintance you will not be satisfied with the conditions, or the requirements of the creditor bank will be too high.
Step 3
To buy a phone on credit, you must submit a certain list of documents to the bank. The standard package includes: a passport or other identity document, a certificate of income for the last few months, a pension insurance card. After that, select the appropriate loan program and inform the operator who accepts your application.
Step 4
Typically, the processing time for an application for such a loan is from a few minutes to three days. If your application is approved, bank representatives will contact you and give consent to purchase a cell phone through a loan.
