The Svyaznoy universal card is an interesting product in the banking services market, intended for a wide range of users. This is a card of the Mastercard payment system, which participates in loyalty programs, i.e. when you shop with it, you earn points. In addition, interest is charged on the cash balance.
It is necessary
- - passport;
- - mobile phone;
- - 600 rubles.
Instructions
Step 1
To apply for a Svyaznoy card, you need to come to the nearest Svyaznoy or SvyaznoyBank cellular salon. The branch will give you a banking service agreement, which you will need to fill out. Study its terms carefully. Documents are issued only upon presentation of a passport. Automatically, you will also be given an insurance contract for the money you deposited. This additional service ensures the safety of your funds on the card account and their return to you in case of theft by fraudsters, and its cost is 50 rubles per month. You can opt out of this option if you wish. Another 50 rubles each month you have to pay for the SMS-informing service.
Step 2
Be prepared to spend a decent amount of time in the ward as operators are constantly talking about communication problems in their system. To reduce time costs, read the service fees and all the conditions for using the card in advance on the Svyaznoy bank website (www.svyaznoybank.ru). You can fill out the online form and just pick up the card at the nearest Svyaznoy branch.
Step 3
The Svyaznoy universal card participates in the deposit insurance system, i.e. the amounts lying on it in the amount of up to 700,000 rubles are insured and guaranteed to be returned in case of problems with the bank. On the funds placed on the card, interest is charged every month at a rate of 10% per annum. A prerequisite is the presence of an average balance of at least 10,000 rubles on it during the month. The interest is added to the amount on the card, i.e. capitalized.
Step 4
Pay the cashier for the annual service. At the moment, this amount is 600 rubles. After that, a confirmation will be sent to your mobile phone that your card is activated. You will also receive an SMS with a username and password to enter the Internet Bank.
Step 5
Dial from your mobile phone the number indicated in the booklet, which is issued with the card. In response, you will receive an SMS containing the PIN code for your card. With it, you can carry out cash withdrawal operations. More than 1000 rubles in any ATM is withdrawn without commission.
Step 6
Subscribe to the newsletter on the site to keep abreast of ongoing promotions with increased points accrual. By paying with your card for goods and services from partners participating in the monthly promotion, you get additional bonuses, which can then be partially or fully used when making purchases at Svyaznoy.
