The technology used for contactless payment has successfully supplemented the rich arsenal of capabilities of modern smartphones. More and more buyers leave their wallets at home and boldly go shopping at the nearest supermarket, choosing their phone as a means of payment.
First you need to make sure that the manufacturer has endowed your smartphone with contactless technology. Its presence can be judged by the abbreviation NFC in the characteristics of the gadget.
Depending on the device you are using, the name of the payment app will differ. for devices based on IOS, - for mobile gadgets based on Android and for devices of the same name.
All that is required to set up is to link a bank credit or debit card to the application, from which funds will be debited at the time of payment.
When there are two NFC-compatible devices within range of each other, they can transfer payment information from one to the other. This is similar to how Bluetooth works, however NFC works over shorter distances and uses less power.
To make a payment using a smartphone, the payment terminal itself must be equipped with an NFC module. Readers capable of accepting payments via smartphones, in addition to stores, are successfully used in the metro.
To pay, you need to bring the phone with the included payment application to the minimum distance to the terminal (no more than 10 cm) and tap on the payment label.
There is certainly a risk of theft of payment information, but it is so low that it has only a couple of suggestions for this article. The technology itself involves the contact of two devices at a very close distance from each other. A potential attacker must have time to bring his reader to your smartphone at the time of payment at a distance of no more than 10 cm, you will hardly notice this.
The rest of the time, keeping the function active does not make sense. All reflections on the dangers of using NFC are nothing more than speculation on the fears of ordinary users and a simple search for an informational occasion.
