You can transfer money from a card to a phone through self-service terminals or ATMs, using a mobile bank or Internet banking. For convenience, mobile operators equip their sites with special functionality. It is easy to make a transfer regardless of the name of your bank card. The only rule is to accurately enter the phone number. Otherwise, the money will become a gift for another subscriber. All systems have several degrees of protection.
It is necessary
- a computer;
- bank card;
- telephone;
- terminal;
- access to the Internet.
Instructions
Step 1
Transfer money from the card to the phone through the terminal. Any ATM is suitable for this purpose. Insert the card into the receiver. Enter your PIN. In the menu that opens, select the item "Payment for mobile communications" or "Payments". In the latter case, you need to select "Internet and IP-Telephony".
Among the operators presented, choose the one that suits you. If you are not sure of the right choice, check the information with the owner of the phone. Modern terminals are equipped with an auto-detection function. Therefore, the correct option will be highlighted after entering the phone number. It remains to enter the amount and click on the "Pay" button. Enter the number without the first digit 8. Otherwise, the payment will not work
If the mobile banking service is connected, you will receive a short message about the transfer of money to the card. No commission is charged for this service. If at some stage you notice an error in the specified information, click the "Cancel" or "Back" button. At the last step, take your check. It will come in handy if the payment did not go through, there was a system failure. In such a situation, contact the service department. Her number is on the check.
Step 2
Payment via internet banking. All large banks (Sberbank, Alfa-Bank, VTB24, Svyaznoy and some others) have this service. First you need to register on the site. If payment will be made from a Sberbank card, you will need to obtain an identification number and password in the terminal. In other financial institutions, the login and password are issued together with the service agreement at the time of receiving the bank card.
Select the item "Payment for mobile communications". Fill out the form, indicating the desired phone number, the amount to be entered. At the second stage, you will need to confirm the payment. For this purpose, you will receive an SMS with a code to confirm the operation. It only lasts for a certain number of minutes. If during this time you do not enter it in the appropriate field, you will have to request the password again.
If you use this service on a regular basis, activate "Auto Payment". Do this in your personal account after the first transfer of money from the card to the phone. Set your preferred options. The fee will be charged monthly on certain dates or when the amount on the phone is reduced to the minimum value. The data is stored in compliance with the necessary security measures. With this method, the money transfer comes immediately. Banks do not allow situations where delays are possible.
Step 3
You can pay for the phone with a card through the website of the mobile operator. To do this, go to the official page. Select the item "Payment by credit card". The commission for such a service is 0%. Enter your phone number or personal account number. Enter the amount. Its boundaries differ from operator to operator. For example, at MTS you can transfer a minimum of 100 rubles, and a maximum of 15,000 rubles.
It remains to enter the card details: number, expiration date, name, three-digit CVV2 / CVC2 code indicated on the back of the banking product. The name is written in English letters as indicated on the card. Some sites will require an email address. You need it to receive a receipt for payment.
Then click the "Pay" button. The bank that issued your card will automatically withdraw the amount from the account and send it to the telecom operator. Data is transferred to an authorized server via a cleaned channel. The information is received in encrypted form in the Acquiring Bank, it is not saved in the system.
To make it easier and faster to pay next time, create a standard payment template or save this payment in one of the folders. When choosing this payment method, a one-time password will be sent to the phone number, which will need to be entered in a special window.
Step 4
There is another option that allows you to write off money from the card to the phone. It is suitable for those who have a mobile bank connected. If you have one card linked to your mobile bank, send a message to the short number specified in the agreement with the amount to be deposited into your account. The money will be credited immediately, and there is no need to confirm the payment.
If several cards are linked to one phone number at once, send a message to the short number with the payment amount and the last 4 digits of the card. A space must be inserted between the two.
If you need to top up another person's phone from your card, you need to send the message "Tel 9xxxx sssss", where x is the phone number, s is the transfer amount. Such a service can be used in relation to any bank client who has an SMS notification service activated. Transferring money through a mobile bank is convenient because it allows you to carry out transactions away from ATMs or computers.
Step 5
The service of transferring money from card to phone is also offered by some electronic wallets. If you have a Qiwi wallet, "Yandex-money", on the site, select the item "Pay". If there is no Qiwi wallet, then it will be automatically created when filling out the form fields. To confirm authorization, enter your wallet password, a one-time code from an SMS message. Choose among the payment methods "Bank Card". It remains to press the button "Pay". The service commission is from 0 to 0.75% depending on the operator. If you link your bank card to your wallet, you won't need to enter its number next time.
On the operator's website, you can choose the payment "Yandex Money". Authorization in the system occurs after choosing a payment method. It remains to choose the bank card option and follow the instructions. The money will be debited in the next few minutes and will be credited without commission.
